Debit Cards

* To open an Debit Card, stop by one of our branch locations or call 580-718-4051

The Debit Card funds are drawn directly from a members checking account.  This card also works as an ATM card, accessing the members accounts 24/7. Member must have a checking account to be eligible.


  • No monthly service fee
  • $1,000 daily point of sale limit
  • $300 daily ATM withdrawal limit
  • Member can request in writing to temporarily increase daily limits
  • Card can be used as a “Credit” or as a “Debit” with pin #
  • Members current account balance is uploaded hourly (top of every hour) to their card, 24 hours a day, 7 days a week.
  • Typical transactions are subject to holds depending on merchants and may take between 48-72 hours to post to a members account
  • 5-7 days until pin is received – estimate only
  • 7-10 days until card is received – estimate only
  • Hot Card Phone # – 1-800-791-2525